optimizing monthly spend

to help me organise what I spent my money on during a given month

tech $63

1. internet $35 (FibreStream 50Mbps up/down, considering going to 250Mbps for $55)
2. google drive $13 (2TB grandfathered, want to move files to local nextcloud and pCloud, then can fit gmail under the free 15GB tier, currently using 8.1GB for e-mails)
3. google play music family plan $15 (well worth, use it regularly)

entertainment $25

1. netflix $17 (4 screens at a time, and 4K. share with 2 others)
2. amazon prime $8 (I guess worth the money saved on shipping, video is a bonus)

health $456

1. gym membership $24 (work gym)
2. personal training $260 ($60 once per week)
3. YMCA membership $55 (group classes 8x a month - $7 per, worth?)
4. protein powder $20 (27g protein in 82.5 servings for $56 at Popeye's sale, $74 at SVNCanada)
5. meal replacement powder $75 (1 400kCal meal per day at $2.50 each, $208 for 7 bags, 84 meals, at powdermatter)
6. medication #1 $X
7. medication #2 $22
8. other supplements TBD

online services $24
pay for the services you use, if you don't want to be the product

1. chesstempo.com $3
2. etfscreen.com $21

courses $150

1. coursera #1 $50
2. coursera #2 $100

online services $38
pay for the services you use, if you don't want to be the product

1. tildes.net $5 on github sponsors (matched for a few months I think)
2. David McRaney $3 on patreon
3. LCZero team $5 on patreon (server costs)
4. Jjosh $5 on patreon (building leela nets)
5. GamersNexus $2 on patreon
6. ChinaUncensored $1 per video, $16 last month on patreon
7. wikipedia $2

traditional charity $100 (USD$70.42 and CAD$10 ~= CAD$103.62)

1. Evidence for Democracy CAD$10
2. GiveDirectly USD$30
3. Clean Energy Innovation Policy USD$30
4. Trees.org USD$10.42 - $10 goes to them. at 2.88 kg/CO2/year/tree at $0.1 each with a 20-year life, that's 69 tonnes of CO2 over the life, or 28.8 London-NYC round trips per year of donations according this guy's math

on me: $719

on others: $138

total: $857